Be That Business Newsletter October 30th, 2025: October Canadian Business Due Dates & Three Fabulous Business Resources!

Hello!
Welcome to October 30th 2025! In this Newsletter:

• What’s due at the end of October?
• My Three Favorite Resources for October!
• What due dates are coming up in November?
• Events and Updates!

What’s Due End of October?Here are some end of October due dates that may apply to your business;

• If your GST/HST is quarterly, and falls on the standard quarters, then the third quarter (July to Sept), is ​due to be filed and paid​ on or before October 31st. If you are an annual filer, then your ​GST/HST Instalment​ is due on October 31st.
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). The filing and remitting of WSIB/WCB is different from province to province. Some provinces are due monthly on the 15th. In Ontario ​WSIB ​is on a quarterly schedule, and the premium for the earnings paid to employees July to September are due to be filed and remitted on or before October 31st.
• Is your business subject to any other quarterly remittances that are industry specific, such as Municipal Accommodations Tax? These may be due for the July to Sept Quarter. ​
• If you are incorporated, and you owed greater than $3k in corporate Income Tax for your previous fiscal year, then you are required to pay installments for next year on the last day of every month. October 31st is the due date for the ​October Corporate Tax Instalment​. ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, September's GST/HST filing and remittance is due on October 31st. Also, if your Corporate Fiscal Year End is April, your Corporate Tax Return is due 6 months after your Fiscal Year end (October 31st). If your Corporate Year End is August, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of October or end of November, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.

My Three Favorite Resources for November!

1. ​Business Benefits Finder​: This free, interactive tool from the Government of Canada provides a customized list of federal, provincial, and territorial programs and services (like grants, loans, tax credits, and mentorship) by answering a few simple questions about your business type, size, and goals.
2. ​Continuous improvement: Build a culture that drives efficiency and results​: This BDC article shows how to implement continuous improvement effectively, including 4 commonly used methodologies, a 4‑step plan to get started, and examples of quick‑win projects.
3. ​Email Marketing for Small Businesses: Developing A Successful Email Marketing Strategy​: Digital Mainstreet has ongoing free events to bulk up and improve your business's online presence. The next free webinar is on email marking and is on November 5th. This Webinar will cover how to create segmented audiences, how to write compelling subject lines, how to create a strong email body, how to utilize automations, various platforms that can assist in email marketing, and more!

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in November?Now’s the time to prep your November Calendar! #BeThatBusiness that is organized! Here are some November due dates that might affect your business:

• Remembrance Day in Canada is observed November 11th. It is recognized as a statutory holiday in most provinces and territories except for Ontario, Nova Scotia, and Quebec. In Manitoba it is not considered a general holiday, but there are restrictions and special requirements. Every jurisdiction has specific regulations. Find specifics about your province ​here​.
• If you have employees, November 15th is the due date for your payroll source deductions relating to October's payroll if you are a ​regular remitter​. (Nov 15th falls on a Saturday this year, so the due date is moved to ​Monday Nov 17th​)
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. (In Ontario WSIB is due quarterly, and the premiums on earnings from Oct to Dec are due January 31st)
• If you business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. November 30th is the due date for the ​November Corporate Tax Installment​. (Nov 30th falls on a Sunday this year, so the due date is moved to ​Monday Dec 1st​)​ ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, October's GST/HST filing and remittance is due on November 30th. Also, if your Corporate Fiscal Year End is May, your Corporate Tax Return is due 6 months after your Fiscal Year end (November 30th). If your Corporate Year End is September, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of November or end of December, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Check out ​CRA's Quick Reference Guide​ for more information.

Events & Updates:Grand Gate Gardens Case Study June Week 2 is now OUT!: June week 2 in the Grand Gate Gardens Case Study Live action bookkeeping is now out on YouTube! June will be the last month of the 2025 GGG Case Study, and so it is CHOC FULL of great examples of things that can happen in REAL LIFE bookkeeping that we don't usually see in the classroom! Don't know what this LIVE ACTION BOOKKEEPING Case Study is all about? Find out all about it, and the available documents for download on my website at ​naomiwilkins.ca/about-the-ggg-case-study.html

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up to bat is November 7th! Click ​here​ to register!

Accountex Canada​ Is happening next week, and I'll be attending and networking with fellow accounting and bookkeeping colleagues! If you're heading there too, message me on ​LinkedIn​, and let's connect!

Be Intentional Today!
Get out there, and Be That Business That Thrives!

Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.