Hello!
Welcome to June 29th 2026! In this Newsletter:

• What’s due at the end of June?
• My Three Favorite Resources for July!
• What due dates are coming up in July?
• Announcements and Updates
  
  

What’s Due End of June?

• The ​Corporate Tax Return (the T2)​, is due six months after the fiscal year end. If your fiscal year end is the calendar Dec 31st, then the corporations' tax return is due June 30th.
  
  
• If your business is involved in construction activities and makes payments to subcontractors for construction services, you will need to file ​T5018s, "Statement of Contract Payments"​ for each of your contractors each year. You can report the payments on a calendar year basis, or based on your fiscal year end. These are due six months after the reporting period you have chosen. If that period ends Dec 31st, then the 2025 T5018's would be due June 30th 2026.
  
  
• If you are incorporated, and you owed corporate Income Tax for your previous fiscal year, then you are required to pay installments for next year on the last day of every month. June 30th is the due date for the ​June Corporate Tax Instalment​.
  
  
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, May's GST/HST filing and remittance is due on June 30th If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter March to May would be due June 30th. Also, if your Corporate Fiscal Year End is December, your Corporate Tax Return is due 6 months after your Fiscal Year end (June 30th). If your Corporate Year End is April, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due June or July, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Find out more ​here​.

My Three Favorite Resources for July!
Now onto my three favorite resources for July!

1. How to Record a Truck Purchase and Loan: When a business purchases a vehicle with financing, many new bookkeepers feel unsure about the entry. I posted ​this​ helpful snippet from my Bookkeeping Simulation that walks through how to record a truck purchase and loan in QuickBooks Online, while also highlighting some of the bookkeeping considerations that arise when a vehicle asset is purchased.
2. Capital Leases vs Operating Leases: What is the difference between a Capital Lease and an Operating lease, and how does it affect the bookkeeping? If you're not sure of the answer to this question, I posted ​this ​helpful snippet from my bookkeeping simulation that breaks it all down!
3. Complete Guide to Business Plan Structure for Canadian Businesses 2026: Custom CPA just released a fantastic ​step-by-step guide​ on structuring a professional business plan specifically for the Canadian landscape. It breaks down what lenders, investors, and government grant programs actually need to see this year, right down to the financial model.

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in July?
Now’s the time to prep your July Calendar! #BeThatBusiness that is organized! Here are some July due dates that might affect your business:

• If your business has employees, and is a ​Regular Remitter​, July 15th is the due date for ​your payroll source deductions​ relating to June's payroll.
  
  
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. In Ontario, WSIB is due quarterly, and the premiums on earnings from April 1st to June 30th are due on July 31st.
  
  
• If you file your GST/HST Quarterly, the standard quarter of April to June is due to be filed and paid on or before ​July 31st.
  ​
  
• If your GST/HST is annual, and is based on the standard Calendar Year, and also was payable by more than $3k the previous year you filed, then you are required to pay a second ​GST/HST instalment​ towards your 2026 GST/HST Return on or before July 31st. This installment should be either 25% of what your net GST/HST was from your previous filing, or 25% of what you predict it will be if you predict it to be less than the year before.
  
  
• If you are incorporated, and you owed corporate Income Tax for your previous fiscal year, then you are required to pay installments for next year on the last day of every month. July 31st is the due date for the ​July Corporate Tax Instalment​.
  
  
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, June's GST/HST filing and remittance is due on July 31st. Also, if your Corporate Fiscal Year End is January, your Corporate Tax Return is due 6 months after your Fiscal Year end (end of July). If your Corporate Year End is May, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of July or end of August, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Find out more ​here​.

This list is not exhaustive, but, they are some of the more universal due dates that could apply to you and your business. If your fiscal year end is not December 31st, be sure to note what due dates are specific to your schedule that are not universal to the generic year ends.


Updates:

The Grand Gate Gardens Bookkeeping Simulation is now updated with 2026 documents!: The Grand Gate Gardens bookkeeping simulation is a set of three and a half months of bookkeeping source documents covering the start of a sole proprietor in Ontario, Canada. With an easy on ramp for new and learning bookkeepers to get their bearings, each month add layers of real life complexity. As a garden centre and landscaper, small jobs begin, then the store opens, then larger jobs require deposits, and client payments using Square begin, as Moneris handles the card payments at the store... a vendor double charges... a client's cheque bounces... if you're looking to gain some real world practice, this simulation covers a bit of March, and then full swing into April, May, and June 2026, we a few days in July. Quarterly HST filing, month end review, missing paperwork and some clean up. This is not a textbook business, this is a business that happens in real life, outside of the classroom! Find out more ​here​.

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding all things bookkeeping and business in Canada. It's a free group event where anyone can drop by to say hi and ask a question! Click ​here​ to register! Next one is Friday July 3rd.

​
Be Intentional Today! Get out there, and Be That Business That Thrives!
Naomi Wilkins, CPB
I Love Making Bookkeeping Make Sense
​www.naomiwilkins.ca​
Need more than a First Friday fix? Here are a few ways I can help:
• ​QBO GST/HST Module Fix​
• ​QBO File Health & Reliability Review​
• ​Nifty Nomi One-on-One Zoom Session​
Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.

NEW COURSE ANNOUNCEMENT!

I've published a BRAND NEW COURSE this week 🎉
​The bank feed looks simple, until you find out that it's actually not. QBO actually fuses two completely different bookkeeping methodologies together, and the bank feed is where they collide. If you don't know that's happening, the bank feed will surprise you, mislead you, and create problems that are hard to trace back. Even seasoned bookkeepers get caught by it. If I could mind meld all I've learned about the bank feed over the years, I would. Instead, I put everything I've learned about it into one place...
The QuickBooks Online Bank Feed Masterclass! Find out more here:​https://courses.naomiwilkins.ca/courses/BankFeedMasterclass​

​FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one is coming up June 5th! Click ​here​ to register!

Welcome to April 29th 2026!
In this Newsletter:

• What’s due at the end of April?
• My Three Favorite Resources for May!
• What due dates are coming up in May?
• Announcements & Updates

What’s Due End of April?

April 30th is a big due date for many Canadians! Here's some important ones for you to be aware of:​

• If your GST/HST is quarterly, and falls on the standard quarters, then the 1st quarter (Jan to Mar), is ​due to be filed and paid​ on or before April 30th
• If your ​GST/HST Filing is annual​, and based on the Calendar Year January to December, AND you are a self-employed, then your due date to file your HST is June 15th. BUT! Your due date to PAY is April 30th. ​
• If your GST/HST is annual, and is based on the standard Calendar Year, and also was payable by more than $3k the previous year you filed, then you are required to pay a ​GST/HST instalment​ towards your 2026 GST/HST Return on or before April 30th. This installment should be either 25% of what your net GST/HST was from your previous filing, or 25% of what you predict it will be if you predict it to be less then the year before.
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. In Ontario, ​WSIB is due quarterly for Insurable Earnings over $20k​, and the premiums on earnings from Jan 1st to March 31st are due on April 30th.​ ​
• For those who are not self-employed (or are not a spouse of someone self-employed), their ​Personal Income Tax Return​ is due on or before April 30th. April 30th is also their due date to pay any income tax owing. ​
• For those who ARE self-employed (or are the spouse of someone self-employed), though their Personal Income Tax Return is not due until June 15th,​ your due date to pay any income tax owing is STILL April 30th!​ Even if your income tax is not finalized, find out an estimate of what the taxes may be, and be sure to pay that to CRA as an installment on 2025's tax account before April 30th. ​​
• If your business is incorporated, and owed corporate Income Tax for the previous fiscal year, then you are required to pay installments for next year on the last day of every month. April 30th is the due date for the ​April Corporate Tax Instalment​.​ ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, March's GST/HST filing and remittance is due on April 30th. Also, if your Corporate Fiscal Year End is October, your Corporate Tax Return is due 6 months after your Fiscal Year end (in April). If your Corporate Year End is February, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due in April or in May, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Find out more ​here​.

My Three Favorite Resources May!

Here are three fabulous resources to help your business thrive this May!

1. How to Avoid Red Flags on Your Canadian Business Taxes: Understanding common audit triggers is the secret to a stress-free tax season. Kata Accounting's ​latest guide​ breaks down how to avoid the most frequent mistakes, from unreported income to unusual expense claims, so you can stay organized and keep more of your hard-earned money.
2. What's Your Problem?: If you're looking for a fresh addition to your podcast rotation, I highly recommend checking out "​What's Your Problem​?" from Pushkin Industries. Hosted by Jacob Goldstein, this show takes a fascinating approach to the entrepreneurial journey. Instead of just focusing on success stories, each episode features a deep dive with an innovator, ranging from engineers to CEOs, about a specific, high-stakes problem they are trying to solve. It’s a great listen for any business owner who enjoys understanding the "how" behind the "what," and it offers a unique perspective on how smart people navigate the hurdles of scaling and innovation.
3. Business assessments and quizzes: BDC offers ​free assessments​ that give you a good idea of where your business stands. From "Business Health Assessment for Entrepreneurs" to "Cash Flow Quiz for Entrepreneurs" and many others, use them to inspire your strategic planning and set yourself on the path to continuous improvement.
4. 
   

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in May?

Now’s the time to prep your May Calendar! #BeThatBusiness that is organized! Here are some May due dates that might affect your business: *Note* May 31st falls on a Sunday in 2026, so any ​CRA Due Dates for May 31st​ are due Monday June 1st this year.

• If your business has employees and is a ​regular remitter​, May 15th is the due date for your payroll source deductions relating to April's payroll.
• If your business has employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. (In Ontario, WSIB is due quarterly, and the premiums on earnings from April to June are due on July 31st)
• May 18th is the May Long weekend! It is known as Victoria Day in some provinces and Patriot's Day in Quebec. There are 4 Canadian provinces that do not recognize this statutory holiday including New Brunswick, Prince Edward Island, Nova Scotia and Newfoundland & Labrador. Find out more about the May Long Weekend Payroll Legislation for your Province ​here​.
• If your business is incorporated, and owed corporate Income Tax for the previous fiscal year, then the business is required to pay installments for next year on the last day of every month. May 31st is the due date for the ​May Corporate Tax Instalment​.
• ​Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, April's GST/HST filing and remittance is due on May 31st. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter February to April would be due May 31st. Also, if your Corporate Fiscal Year End is November, your Corporate Tax Return is due 6 months after your Fiscal Year end (May 31st). If your Corporate Year End is March, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of May or end of June, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Find out more ​here​.

Announcements & Updates:

I EARNED MY LETTERS! I passed! 🎉 I am now officially certified with the Certified Professional Bookkeepers of Canada (CPB)! I have enjoyed the community and benefits of my CPB membership, but had not gone through the certification process. With about two decades of practical experience in bookkeeping, including supporting new and learning bookkeepers, I felt confident in my experience and abilities. What I've always valued about my CPB membership is the opportunity to continue learning and connecting with colleagues. As we enter a new era of bookkeeping with past and future technical innovations, I have found that how people learn bookkeeping and how we teach bookkeeping has been shifting, and I want to be part of that conversation. To that end, I decided it was time to become officially certified. In preparing for the exam, I was glad to add more layers and context, and find the gaps, to what my practical experience has given me so far. I got more than letters while preparing for this! I appreciated both the validation and the additional insights I gained on my journey to my CPB designation!

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Click ​here​ to register!

Be Intentional Today! Get out there, and Be That Business That Thrives!
Naomi Wilkins, CPB
I Love Making Bookkeeping Make Sense
​www.naomiwilkins.ca​


Need more than a First Friday fix? Here are a few ways I can help:
• ​QBO GST/HST Module Fix​
• ​QBO File Health & Reliability Review​
• ​Nifty Nomi One-on-One Zoom Session​




Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.

Hello!
Welcome to March 30th 2026! In this Newsletter:

• What’s due at the end of March?
• My Three Favorite Resources for March!
• What due dates are coming up in April?
• Announcements & Updates

What’s Due End of March?

• If your GST/HST Filing is annual, and based on the Calendar Year January to December, AND your business is a partnership or your business is incorporated, then your annual ​GST/HST Return​ is due to be filed and paid on or before March 31st.
• If your business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. March 31st is the due date for the ​March Corporate Tax Installment​.
• If required, partnerships (except those made up of corporations, or a combination of individuals, corporations, and trusts with different filing dates) must file a ​Partnership Information Return ​before this March 31st.
• ​​NR4's​ are issued by Canadian Payers who make payments to non-residents of Canada for income such as interest, dividends, rents, royalties, pensions, and acting services. These are due to be filed with CRA on March 31st.
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, February's GST/HST filing and remittance is due on March 31st. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter December to February would be due March 31st. Also, if your Corporate Fiscal Year End is September, your Corporate Tax Return is due 6 months after your Fiscal Year end (in March). If your Corporate Year End is January, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due in March or in April, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Find out more ​here​.

My Favourite Hacks & Resources from March!

Here's three fabulous resources for Entrepreneurs to spring into spring!

1. 13 Spring Cleaning Tasks for Canadian Businesses: Last Spring I created a Spring Cleaning Checklist for Canadian Businesses! Vacation Pay, EHT, Business Name Registration, Website updates, Uncleared Items and more... what important tasks and checks are slipping through the cracks that could impact compliance, or increase profit? Don't forget to include your business in your Spring Cleaning Goals! Download the printable checklist ​here​!
2. What's new (and gone) for your 2025 tax return?: In Jason Heath's ​latest article​ for MoneySense, he breaks down the key changes, cancelled credits, and CRA updates Canadians should know before filing.
3. Understanding the Basics of Sole Proprietorship vs Incorporation: GBA LLP Chartered Professional Accountants put out a quick read​ blog post​ summarizing the basic differences between Sole Proprietorship vs Incorporation.

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in April?

Now’s the time to prep your April Calendar! #BeThatBusiness that is organized! Here are some April due dates that might affect your business:

• April 3rd is Good Friday, and a Holiday in most provinces. To find out the ins and outs of the Easter Weekend Payroll Legislation by province, check out this great ​post ​about the Easter Holiday from Paytrack.
• If you have employees, April 15th is the due date for your payroll source deductions if you are a regular remitter relating to March's payroll.
• If you are in Newfoundland & Labrador, and are a provincial government employee, then for you, the Monday closest to St. George's Day on April 23rd is a ​holiday for you​! This year, that's April 20th.
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. In Ontario, ​WSIB is due quarterly for Insurable Earnings over $20k​, and the premiums on earnings from Jan 1st to March 31st are due on April 30th.
• If your GST/HST is quarterly, and falls on the standard quarters, then the 1st quarter (Jan to Mar), is ​due to be filed and paid​ on or before April 30th
• If your ​GST/HST Filing is annual​, and based on the Calendar Year January to December, AND you are a self-employed, then your due date to file your HST is June 15th. BUT! Your due date to PAY is April 30th.
• If your GST/HST is annual, and is based on the standard Calendar Year, and also was payable by more than $3k the previous year you filed, then you are required to pay a ​GST/HST installment​ towards your 2026 GST/HST Return on or before April 30th. This installment should be either 25% of what your net GST/HST was from your previous filing, or 25% of what you predict it will be if you predict it to be less then the year before.
• For those who are not self-employed (or are not a spouse of someone self-employed), their ​Personal Income Tax Return​ is due on or before April 30th. April 30th is also their due date to pay any income tax owing. ​
• For those who ARE self-employed (or are the spouse of someone self-employed), though their Personal Income Tax Return is not due until June 15th,​ your due date to pay any income tax owing is STILL April 30th!​ Even if your income tax is not finalized, find out an estimate of what the taxes may be, and be sure to pay that to CRA as an installment on 2025's tax account before April 30th.
• If you are incorporated, and you owed corporate Income Tax for your previous fiscal year, then you are required to pay installments for next year on the last day of every month. April 30th is the due date for the ​April Corporate Tax Installment​.
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, March's GST/HST filing and remittance is due on April 30th. Also, if your Corporate Fiscal Year End is October, your Corporate Tax Return is due 6 months after your Fiscal Year end (in April). If your Corporate Year End is February, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due in April or in May, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Find out more ​here​.

Announcements & Updates

I WAS ON ANOTHER PODCAST! "Cloud bookkeeping didn’t just change how we do bookkeeping. It changed how people learn bookkeeping." I had a great conversation about this and more with Ivan Tabac and Jonathan Tucker on the ​AJAG PD Pod​!

NEW SERVICES - NOW AVAILABLE: I'm excited to share that I've just launched three new one-on-one services for anyone who needs hands-on QBO or bookkeeping support:

• ​QBO GST/HST Module Fix​ — If your GST/HST filing module feels "off," or has never really been set up properly, I'll get it working and leave you with a clear summary of what was fixed.
• ​QBO File Health & Reliability Review​ — A one-time diagnostic review of your QBO file. Can it be relied on for tax filings, business decisions, and CRA audit exposure? Let's find out.
• ​Nifty Nomi Zoom Call​ — Got a QBO question or bookkeeping issue you just need to talk through? Book a one-on-one session with me.
• ​
  

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting this week! My Free Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up is on April 3rd! Click ​here​ to register!

Be Intentional Today! Get out there, and Be That Business That Thrives!
Naomi Wilkins
I Love Making Bookkeeping Make Sense
​

​Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.

Hello!
Welcome to February 27th 2026! In this Newsletter:

• What’s due at the end of February?
• My Three Favorite Resources this month!
• What due dates are coming up in March?
• Announcements and Updates
  
  

What’s Due End of February?
The due dates below are the generic due dates for February, BUT! Feb 28th falls on a Saturday this year, so, the actual due date for February 28th is​ Monday March 2nd.​

• T4s are due to be filed for your employees on or before February 28th. If you used a payroll provider, make sure they will be filing your ​Employees' T4s​ for you. If you use payroll software, there may be some extra steps for you to do. In Quickbooks, it’s a simple .xml file to upload! (Here's my ​Video​ on how to do that!) Then you can print the Employee’s copy right from Quickbooks! If you did your payroll for your employees manually, and are curious how to file them online using CRA’s webforms, here’s ​a handy dandy video​ I made a few years ago on how to do that. When you use CRA’s webforms to manually file, you can print a copy from there to hand out to your employees. ​
  
  
• T4As are also due on or before Feb 28th. ​T4As​ are the income slips that you issue to independent workers who are not an employee, such as contractors who received a commission. In the Trucking Industry? CRA has announced they are ​strengthening compliance in the trucking sector by lifting the moratorium on T4A penalties in that sector.​ ​
  
  
• T5s are also due on or before Feb 28th. ​T5s​ report various types of investment income. They also can declare dividend income (and shareholder draws) for shareholders of a corporation, and are done by your accountant. Your accountant will need to see your financials to see what needs to be issued, so now is the time to finalize your 2025 bookkeeping and share with your accountant so they can prepare and file your T5s on time. ​
  
  
• If you are a charity, then Feb 28th is also when your ​donation receipts​ are due to be issued.
• March 2nd 2026 is the ​Deadline for Contributing to an RRSP for the 2025 Tax Year​. (Not February due date, but very soon after February ends!)
  
  
• If your business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. February 28th is the due date for the ​February Corporate Tax Installment​. ​
  
  
• If your Corporation is federally incorporated, you must file with Corporations Canada every year. Though they call it an "annual return" this is not the Corporate Tax Return (T2) that you must file with CRA every year. The filing deadline is 60 days following a corporation's anniversary date. Find out more ​here​.
  
  
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, January's GST/HST filing and remittance is due on February 28th. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter November to January would be due Feb 28th. Also, if your Corporate Fiscal Year End is August, your Corporate Tax Return is due 6 months after your Fiscal Year end (February). If your Corporate Year End is December, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due February or March, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.​ ​
  
  

My Three Favorite Resources for February!
This month's theme is unsurprisingly... personal income tax!

1. CRA's Liaison Officer Service - If you feel a bit lost on how taxes work for small business owners and the self-employed, an excellent option is ​CRA's Liaison Officer Service​! It's free, now expanded to SMBs that are incorporated (it was originally just for self employed individuals), and I was just reminded about it from CRAs Podcast "Taxology". If you have any qualms about using this resource, ​Taxology's Episode 11​ hopefully can quell them, as they have no contact with the audits and reviews department. It's Free. It's Personalized. It's one-on-one, and I think it's such a great resource that we have here in Canada!
   
   
2. How I do my T2125: Ah Spring… the season we start to get ready to file our personal income taxes! There are a lot of options out there to get your income taxes filed, either DIY or by a professional income tax provider. If your situation is complex, a professional income tax provider can be a great resource! But if you file your own taxes, and haven’t heard yet about ​Wealthsimple Tax​, now’s a great time to check it out! As a bookkeeper, I don't offer tax services, but I do prepare my own tax return, and a few years ago I thought I'd share ​how I do my T2125​ (Statement of Business Activities/Self Employment income) on YouTube, with a follow up of ​how I put that into Wealthsimple Tax​.
   
   
3. ​Moneysense 2025 Income Tax Guide​ - Everything Canadians need to know about 2025 income taxes: filing dates, CRA deadlines, tax credits, brackets, and what’s new this year.
   
   

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!

What due dates are coming up in March?

Now’s the time to prep your March Calendar! #BeThatBusiness that is organized! Here are some March due dates that might affect your business:​

• March 2nd 2026 is the ​Deadline for Contributing to an RRSP for the 2025 Tax Year​.
  
  
• March 8th ​Daylight Saving Time​ Begins ☀️. Set your clocks an hour ahead on March 7th before you head to bed!
  
  
• If you have employees, March 15th is the due date for your payroll source deductions relating to February's payroll if you are a ​regular remitter​. (March 15th is a Sunday in 2026, so they would be due ​Monday March 16th this year​).
  
  
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. (In Ontario, WSIB is due quarterly, and not due until April 30th)
  
  
• March 15th the first quarterly personal tax installment is due. If you are a self employed individual, no one is deducting income taxes from you. Because of this, if you had over $3,000 in personal income taxes payable on filing in the previous year, CRA would like you to pay ​instalments​ on your personal income taxes for the next year. (March 15th is a Sunday in 2026, so they would be due ​Monday March 16th this year​).
  
  
• March 17th is St. Patrick's Day! 🍀Though not a statutory holiday in Canada, in Newfoundland and Labrador, it is actually listed as a ​provincial government holiday​!
  
  
• March 31st is the ​GST/HST Return and payment deadline​ for corporate and partnership annual filers (calendar year).
  
  
• ​NR4's​ are issued by Canadian Payers who make payments to non-residents of Canada for income such as interest, dividends, rents, royalties, pensions, and acting services. The NR4 information return is due on or before March 31st following the calendar year to which the information return applies, or in the case of an estate or trust, no later than 90 days after the end of the estate’s or trust’s tax year. ​
  
  
• If required, partnerships (except those made up of corporations, or a combination of individuals, corporations, and trusts with different filing dates) must file a T5013 ​Partnership Information Return ​before March 31st.
  
  
• ​T3 Trusts Returns​ also are due on March 31st. Last year, CRA updated their Reporting Requirements for trusts, and there were trusts that needed to file for the first time. More information can be found on CRA ​here​.
  
  
• If your business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. March 31st is the due date for the ​March Corporate Tax Instalment​. ​
  
  
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, February's GST/HST filing and remittance is due on March 31st. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter December to February would be due March 31st. Also, if your Corporate Fiscal Year End is September, your Corporate Tax Return is due 6 months after your Fiscal Year end (March). If your Corporate Year End is January, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due March or April, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.

Announcements & Updates

Welcome to the Bookkeeping Simulation March 2026 Cohort! All 6 seats were filled for the Wednesday Session Cohort! 🎉 I'm so excited to be working with such a wonderful group of people! Missed out? I have openings for working through the Bookkeeping Simulation with a month of one-on-one weekly Zoom Meeting Sessions at the regular Bookkeeping Simulation Price. ​Reach out​ if you're interested for more information!

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting this week! My Free Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up is on March 6th! Click ​here​ to register!

Be Intentional Today! Get out there, and Be That Business That Thrives!
Naomi Wilkins
I Love Making Bookkeeping Make Sense
​

​Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.

Welcome to January 30th 2026! In this Newsletter:

• What’s due at the end of January?
• My Three Favorite Resources for January!
• What due dates are coming up in February?
• Announcements - The Simulation has arrived!
  
  

What’s Due at the End of January?

*Note* Jan 31st falls on a Saturday in 2026. That means that any Jan 31st due date for CRA listed below is ​actually due​ on Monday Feb 2nd.

Here are some end of January due dates that may apply to your business;
​

• If you file your GST/HST on a quarterly basis, and your year ends on Dec 31st, then your ​October to December 2025 GST/HST quarter​ is due to be filed and paid at the end of January. Even if you don’t have all the funds, file on time to not waste money on late filing penalties. (#Don’tGiveCRAmoreMoneyThanYouHaveTo!!!)
  
  
• If you file your GST/HST annually, but last year your GST/HST net payable was greater than ​$3,000​, then you are required to pay quarterly instalments, and the last of these ​GST/HST instalments​ is due to be paid January 31st.
  
  
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). The filing and remitting of WSIB/WCB is different from province to province. Some provinces are due monthly on the 15th. In Ontario many SMBs fall into the ​quarterly remitter bucket​, and the premium for the earnings paid to employees October to December are due to be filed and remitted on or before January 31st. (Self-employed in the construction industry? You may need to pay it on your labour even if you have no employees!)
  
  
• Is your business subject to any other quarterly remittances that are industry specific, such as Municipal Accommodations Tax? These may be due for the Oct to Dec Quarter.
  
  
• If you business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay instalments for next year on the last day of every month. January 30th is the due date for the ​January Corporate Tax Instalment​.
  ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, December's GST/HST Filing and remittance is due Jan 31st. Also, if your on Corporate Fiscal Year End is July, your Corporate Tax Return is due 6 months after your Fiscal Year end (January 31st). If your Corporate Year End is November, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of January or end of February, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.

Three Business Resources & Hacks!

Here are three Fabulous Resources and Business Hacks that I've come across this past January!

1. Xero Curious? - This month I published a video on ​How to Create the 50% Meals Sales Tax Item in Xero​, a cloud bookkeeping software breaking into the Canadian SMB Market. Already the main player in New Zealand and Australia (with a matching market share to Intuit in the UK!), Xero is expanding its services to Canadian SMBs, and I was happy to see how the GST/HST module treats carryforwards on filed periods! Check it out on YouTube, along with my other new QBO How To's this month: ​How to Record Bad Debt in QBO​, and ​How to Enter a Bounced Cheque in QBO​. More How To's to Come!
   
   
2. Tax implications of shareholder loans: An important reminder from Jason Heath: "Owner‑managers benefit most when shareholder loans are reviewed with their tax accountant before year‑end." Shareholder Loans are one of the most time-sensitive GL Accounts. You can't rewind history, but you can plan it! If your business is incorporated, understanding the Shareholder Loan and its serious tax implications is priority #1! Jason writes about this in his article in MoneySense Magazine ​"Tax implications of shareholder loans"
   ​​
3. BDC's Free eBooks: Did you know that BDC also offers free e-books and guides for specific business industries and situations? From Improving Efficiency in your Construction Business, to Inventory Management, to Understanding your Financial Statements, BDC offers dozens of deeper dive guides than just simple blog posts. Check them out ​​here​​. "If you aren't learning, you aren't earning"!
4. 
   

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in February?

Now’s the time to prep your February Calendar! #BeThatBusiness that is organized! Here are some February due dates that might affect your business. *NOTE* Feb 15th and 28th both fall on the weekend in 2026! So the CRA Due Dates below that note Feb 15th or 28th are due on ​the next business day​, Feb 16th & Mar 2nd:

• If you have employees, ​February 15th is the due​ date for your payroll source deductions relating to January's payroll, if you are a ​regular remitter​.
  
  
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th
  
  
• If you are in a province that has PST, make a note of what your PST due date is, it may be monthly.
  
  
• The "Third Monday In February" (February 16th in 2026) may hold some Stat Holiday vibes for your Province. Known as Family Day, Islander Day, Louis Riel Day, or Heritage Day, depending on the Province you're in. It's not in the Territories, NL, or QC, but otherwise, check out ​this blog post from Payworks​ to see how it may apply to your province.
  
  
• T4s are due to be filed for your employees on or before February 28th. If you used a payroll provider, make sure they will be filing your ​Employee’s T4s​ for you. If you use payroll software, there may be some extra steps for you to do. In Quickbooks, it’s a ​simple .xml file to upload​! Then you can print the Employee’s copy right from Quickbooks! If you did your payroll for your employees manually, and are curious how to file them online using CRA’s webforms, here’s ​a handy dandy video​ I made a few years ago on how to do that. When you use CRA’s webforms to manually file, you can print a copy from there to hand out to your employees. ​
  
  
• T4As are also due on or before Feb 28th. ​T4As​ are the income slips that you issue to independent workers who are not an employee, such as contractors who received a commission. In the Trucking Industry? CRA has announced they are ​strengthening compliance in the trucking sector by lifting the moratorium on T4A penalties in that sector. ​ ​
  
  
• T5s are also due on or before Feb 28th. ​T5s​ report various types of investment income. They also can declare dividend income (and shareholder draws) for shareholders of a corporation, and are done by your accountant. Your accountant will need to see your financials to see what needs to be issued, so now is the time to finalize your 2025 bookkeeping and share with your accountant so they can prepare and file your T5s on time. ​
  
  
• If you are a charity, then Feb 28th the deadline for your ​donation receipts​ to be issued.
  
  
• March 2nd 2026 is the ​Deadline for Contributing to an RRSP for the 2025 Tax Year​. (Not February due date, but very soon after February ends!) ​
  
  
• If you business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay instalments for next year on the last day of every month. February 28th is the due date for the ​February Corporate Tax Instalment​. ​
  
  
• If your Corporation is federally incorporated, you must file with Corporations Canada every year. Though they call it an "annual return" this is not the Corporate Tax Return (T2) that you must file with CRA every year. The filing deadline is 60 days following a corporation's anniversary date. Find out more ​here​. ​
  
  
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, January's GST/HST filing and remittance is due on February 28th. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter November to January would be due Feb 28th. Also, if your Corporate Fiscal Year End is August, your Corporate Tax Return is due 6 months after your Fiscal Year end (February). If your Corporate Year End is December, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due February or March, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.​
  
  

Announcements & Updates

The Grand Gate Gardens Bookkeeping Simulation has arrived!

"I really loved the course and got so much value from it. The real-world approach made everything click in a way traditional courses do not.” – Fiona Baird, KBS Group Bookkeeping and Tax

“Naomi has been our firm's go to person for training in bookkeeping and sales tax for years. Naomi has a way of teaching that sticks the key concepts in your brain. Highly recommended to any bookkeeper or accountant looking to learn how to be a better bookkeeper. The time investment is well worth it.” – Riley Pohl, CPA, partner at ARC Advisory and Accounting CPA Inc

Want to know more? Check it out ​here​!

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting this week! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up is on February 6th! Click ​here​ to register!

Be Intentional Today!
Get out there, and Be That Business That Thrives!
​Naomi Wilkins
​I Love Making Bookkeeping Make Sense
​www.naomiwilkins.ca
Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.​

Hello!
Happy New Year! Welcome to December 30th 2025! In this Newsletter:

• What’s due at the end of December?
• Three Business Hacks and Resources!
• What due dates are coming up in January?
• Announcements and Updates
  ​
  

What’s Due End of December?Here are some end of December due dates that may apply to your business;

• If your business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. December 31st is the due date for the ​December Corporate Tax Instalment​.
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, November's GST/HST filing and remittance is due on December 31st. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter Sept to Nov would be due Dec 31st. Also, if your Corporate Fiscal Year End is June, your Corporate Tax Return is due 6 months after your Fiscal Year end (December 31st). If your Corporate Year End is October, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due December or January, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.

Three Business Resources and Hacks!

1. Managing Vacation Pay in Canada: Vacation pay remains one of the more nuanced areas of payroll for Canadian small businesses — especially as federal and provincial standards continue to evolve. From minimum entitlements to how vacationable earnings are defined, staying compliant can be challenging. Check out ​Wagepoint's Blog Post​ that breaks down all the nuances, plus links to each province’s specific vacation pay rules for those wanting additional resources.
2. End of Period Bookkeeping Comprehensive Checklist: For my Case Study I needed to create a comprehensive Bookkeeping and GST Prep filing checklist. I go through this comprehensive checklist in my video ​here​. It's a great way for Bookkeepers, Office Managers, and Business Owners to check their monthly bookkeeping to make sure mistakes are found and everything is accounted for! You can download this comprehensive checklist ​here​!
3. Profit on Paper, Broke in Real Life: If revenue is coming in but the bank balance never seems to match the effort, you’re not alone — and it’s usually not a “work harder” problem. ​Tanya Hilts​ of Cloud Business Services created an ​on-demand masterclass​ for business owners who want a practical business cashflow plan built for real life — not spreadsheets. It's currently available for free for a limited time, find out more ​here​!

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in January?Now’s the time to prep your January Calendar! #BeThatBusiness that is organized! Here are some January due dates that might affect your business. (January 31st is a Saturday in 2026, so any CRA due dates below that fall on January 31st are ​due on the next business day​, Monday February 2nd)

• New Year's Day is January 1st. Check out the regional regulations on this holiday ​here​.
• If you have employees, ​January 15th is the due date​ for your payroll source deductions relating to December's payroll, if you are a ​regular remitter​.
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. In others it is due quarterly but due on the 20th. In Ontario, WSIB is due quarterly, and the Workplace Insurance for the employee earnings from October to December is due on January 31st. (Self-employed in the construction industry? You may need to pay it on your labour even if you have no employees!)
• If you file your GST/HST on a quarterly basis, and your year ends on Dec 31st, then your ​October to December GST/HST quarter​ is due to be filed and paid at the end of January. Even if you don’t have all the funds, file on time to not waste money on late filing penalties. (Don’t give CRA more money than you have to!!!)
• If you file your GST/HST annually, but last year your GST/HST was greater than $3,000, then you are required to pay quarterly installments, and the last of these ​GST/HST instalments​ is due to be paid January 31st.
• If you file your GST/HST monthly, then your ​December GST/HST​ is due on January 31st.
• If you are in a province that has PST, make a note of what your PST due date is, it may also be quarterly like the GST.
• If you offer hotel or BnB accommodations, you may be in a jurisdiction that has MAT (Municipal Accommodations Tax), your MAT Tax may be due at the end of January. MAT taxes are sometimes due monthly, sometimes due quarterly.
• If you business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. January 31st is the due date for the ​January Corporate Tax Instalment​.
• Though there are no other standard items due at the end of this month, be aware that if your Corporate Fiscal Year End is July, your Corporate Tax Return is due 6 months after your Fiscal Year end (January 31st). If your Corporate Year End is November, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of January or end of February, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Check out ​CRA's Quick Reference Guide​ for more information.

Events and UpdatesThe final chapter of the Grand Gate Gardens Case Study 2025 just dropped, and we are going out with a BANG! 🎉
IT’S DONE! 🥳 The final week of the Grand Gate Gardens Case Study 2025 is officially live, and it is by far the most comprehensive set of resources I have ever released!
I just published 11 new videos covering “June Week 5.” This set is designed to test your skills on the advanced workflows that separate data entry from true bookkeeping management.
What’s inside this massive update? I finally turn on the automation power with Dext, showing you how to streamline document management and data entry. But I don’t stop there…
I also dive deep into: 💳 POS RECONCILIATIONS: Cleaning up the clearing accounts for Moneris and Square. 📉 BAD DEBT: How to properly write it off in Intuit QuickBooks Online QBO. (Hint: it involves Line 107!) ✅ MONTH END CHECKS: A comprehensive checklist to check the bookkeeping file (whether you are checking your own work or someone else’s!) 🍁 GST/HST PREPARATION & FILING: A full walkthrough of the process, including what reports to download, how to find miscoded transactions, and how to file online with CRA! …And so much more!
This case study has been a labor of love 💌, simulating a real Canadian business in real-time. If you’ve been following along, this is the graduation week! 🎓
FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting this week! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up is on January 2nd! Click ​here ​to register!
Be Intentional Today! Get out there, and Be That Business That Thrives!
​Naomi Wilkins
I Love Making Bookkeeping Make Sense

​Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.

Hello!
Welcome to November 28th 2025! In this Newsletter:

• What’s due at the end of November?
• My Three Favorite Resources for November!
• What due dates are coming up in December?
• Events and Updates!
  
  

What’s Due End of November?

Here are some end of November due dates that may apply to your business; (Note that November 30th falls on a Sunday this year, so these November 30th Deadlines are actually due Monday December 1st)

• If you business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. November 30th is the due date for the ​November Corporate Tax Installment​.​ ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, October's GST/HST filing and remittance is due on November 30th. Also, if your Corporate Fiscal Year End is May, your Corporate Tax Return is due 6 months after your Fiscal Year end (November 30th). If your Corporate Year End is September, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of November or end of December, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.
  
  

My Three Favorite Resources for November!

1. Free WSIB Webinar for Employers: (Ontario Specific, but, check your province's Small Business Support Center to see if they have something similar in your jurisdiction!). In Ontario, we have "​The Office of the Employer Advisor​" which is not WSIB, but, an independent agency of the Ministry of Labour. They provide expert legal advice on workplace safety and insurance claims to any size employer, and at no fee, as the OEA is funded through the premiums paid to the WSIB. They also offer a wealth of other free resources, including Webinars! On December 4th, they are offering a free webinar "​Introduction to Workplace Safety and Insurance - Employer Accounts​" which is an introductory level presentation directed to Schedule 1 employers who recently registered with the WSIB or who are unsure if they must do so.
   
   
2. ​Schooley Mitchell ​: Schooley Mitchell, The Cost Reduction Experts, provide a risk-free analysis of your business’s expenses across several cost categories to ensure your business is receiving the best business services at the best price. Using industry-leading pricing databases and long-standing provider relationships, they identify savings opportunities, billing errors, and redundancies - and if no savings are found, the service is completely free! Areas reviewed include Telecom, Payment Processing, Shipping, Supplies, Waste Disposal, and more! I didn’t even know this type of service existed until I met them at the AccountEx Conference this past month! I had a great time chatting with Neil and Peter from Schooley Mitchell. Feel free to reach out to them directly if you’re interested in learning more at ​[email protected]​ and ​[email protected]​.
   
   
3. 2025 Year End Tax Planning: There are certain things that should happen before Dec 31st to take advantage of proactive tax planning strategies for your business. I put out a blog post "​What to do before Dec 31st for your business​" that lists out three main considerations. For a deeper dive, MNP has an excellent Blog Post "​2025 Year End Tax Considerations​" that does an excellent job listing out Business Considerations, Personal Considerations, and recent and upcoming changes to consider. Now is the time to act on your year end tax planning, as for many of these things, January will be too late to act!
   
   

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up in December?

Now’s the time to prep your December Calendar! #BeThatBusiness that is organized! Here are some December due dates that might affect your business:
​

• If you have employees, December 15th is the due date for your payroll source deductions relating to November's payroll if you are a ​regular remitter​.
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. ​
• If you owed greater than $3k in personal income tax for two years in a row, then you are required to ​pay quarterly installments for next year​. They don't match the business quarterly schedule though. December 15th is the next personal income tax installment due date.
• If you business is incorporated, and owed greater than $3k in corporate Income Tax for the previous fiscal year, then it is required to pay installments for next year on the last day of every month. December 31st is the due date for the ​December Corporate Tax Installment​. ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, November's GST/HST filing and remittance is due on December 31st. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter Sept to Nov would be due Dec 31st. Also, if your Corporate Fiscal Year End is June, your Corporate Tax Return is due 6 months after your Fiscal Year end date (December). If your Corporate Year End is October, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of December or end of January, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Check out ​CRA's Quick Reference Guide​ for more information.
  
  

Events & Updates:Grand Gate Gardens Case Study June Week 5 is coming out soon! The documents are done, the videos are recorded, and editing is being finalized! The June Week 5 Video Series for the Grand Gate Gardens Case Study is scheduled to be published in the first week of December, and this one is going to be EPIC! For the final week of my LIVE ACTION BOOKKEEPING case study, I set up and connect ​Dext​, the popular and widely used digital document management software that is used not only to store the business's source documents, but can be used to enter the business's bookkeeping entries DIRECTLY from the source documents! AND attach the document to the entry in QBO! (It connects to other cloud bookkeeping softwares too, such as Xero, Sage, and Zoho Books!). But June week 5 is not just about Dext... this final week covers SO MUCH, such as bad debt entries in QBO, reconciling the POS Clearing Accounts for Moneris and Square, preparing and filing the GST/HST, and much more! All of the prior weeks have been leading up to this final chapter in the Grand Gate Gardens Case Study. It took a lot of work, and I am so proud of the final result! ​Subscribe to my channel​ to make sure you don't miss out on the jam packed final instalment of the Grand Gate Gardens Case Study 2025!
​

FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting this week! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up is on December 5th! Click ​here ​to register!

Hello!
Welcome to September 29th 2025! In this Newsletter:

• What’s due at the end of September?
• My Three Favorite Resources for October!
• What due dates are coming up in October?
• Events and Updates!

What’s Due End of September?Note that Sept 30th falls on National Day for Truth and Reconciliation, a federal public holiday. So the Sept 30th due dates below falls to the ​next business day​, in this case, Oct 1st. Here are some end of September due dates that may apply to your business;

• If you are incorporated, and you owed greater than $3k in corporate Income Tax for your previous fiscal year, then you are required to pay installments for next year on the last day of every month. September 30th is the due date for the ​September Corporate Tax Installment​.
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, August's GST/HST filing and remittance is due on September 30th. If your Sales Tax quarterly filing is on a different schedule because of a corporate fiscal year end date that is not standard, the GST/HST for a quarter June to August would be due September 30th. Also, if your Corporate Fiscal Year End is March, your Corporate Tax Return is due 6 months after your Fiscal Year end (September 30th). If your Corporate Year End is July, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of September or end of October, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation.

My Three Favorite Resources for October!The first of these October Resources are time sensitive: October 2nd is a couple days away!

1. ​Build a Better Business Plan (That actually works)​: 82% of businesses don’t fail from a lack of effort — they fail from a lack of clarity. If your business plan looks good on paper but your bank account tells a different story, this free 90-minute Masterclass lead by Tanya Hilts On October 2nd is for you!
2. ​Paying Employees vs. Contractors​: Misclassifying workers can lead to penalties, so understanding the distinctions is crucial for compliance and cost management. This Blogpost from Paytrak does an excellent job listing out the checklists that can help you stay compliant with your workers!
3. ​Mahican Song​: Calming Soundtracks can be the backdrop of productivity, and Mynoise has the best and most thoughtful selection by far. Stéphane's most recently published sound generator is perfectly timed for this September 30th National Day for Truth and Reconciliation! The Mohicans, or Mahicans when pronounced more authentically, were the Muh-he-con-ne-ok: the People of the waters that are never still. During a residency at the Kripalu Center in Lenox, Stéphane had the privilege of recording Standing Eagle (Shawn Stevens), a Stockbridge–Munsee Mohican, who shared a traditional vocal performance. His voice, blended with the sounds of rivers, wind, and birds, became a song of reconnection—honoring the land, the ancestors, and the balance between humans and nature.

What Resources have you found that have helped you start, run, or grow your business? Feature it (and a callout to your business!) in our next Resources Newsletter!


What due dates are coming up later in October?Now’s the time to prep your October Calendar! #BeThatBusiness that is organized! Here are some October due dates that might affect your business:

• ​Thanksgiving in Canada​ is observed on the second Monday of October (October 13th in 2025) and is recognized as a statutory holiday in all Canadian jurisdictions except in PEI, Newfoundland, New Brunswick and Nova Scotia.
• If you have employees, October 15th is the due date for your payroll source deductions relating to September's payroll if you are a ​regular remitter​.
• If you have employees, then you likely are registered for provincial Workplace Insurance (WSIB/WCB). WCB in some provinces is due monthly, and on the 15th. The filing and remitting of WSIB in Ontario is on a quarterly schedule and the premium for the earnings paid to employees July to Sept is due to be filed and remitted on or before Oct 31st.
• If your GST/HST is quarterly, and falls on the standard quarters, then the third quarter (July to Sept 2025), is ​due to be filed and paid​ on or before October 31st. ​
• If you are incorporated, and you owed greater than $3k in corporate Income Tax for your previous fiscal year, then you are required to pay installments for next year on the last day of every month. October 31st is the due date for the ​October Corporate Tax Installment​. ​
• Though there are no other standard items due at the end of this month, be aware that if your Sales Tax filing is monthly, September's GST/HST filing and remittance is due on October 31st. Also, if your Corporate Fiscal Year End is April, your Corporate Tax Return is due 6 months after your Fiscal Year end (October 31st). If your Corporate Year End is August, the Income Tax Payable is payable 2 or 3 months after the Fiscal Year End; either due end of October or end of November, depending on your corporation. Check in with your accountant to find out more about your corporate tax due dates specific to your corporation. Check out CRA's "​Quick Reference Guide​" for more information. 

THE WAIT IS OVER! Grand Gate Gardens Case Study June Week 1 is now OUT!: Better Nate than Lever, as my son used to say! June week 1 in the Grand Gate Gardens Case Study Live action bookkeeping is now out on YouTube! June will be the last month of the 2025 GGG Case Study, and so it is CHOC FULL of great examples of things that can happen in REAL LIFE bookkeeping that we don't usually see in the classroom! Don't know what this LIVE ACTION BOOKKEEPING Case Study is all about? Find out all about it, and the available documents for download on my website at ​naomiwilkins.ca/about-the-ggg-case-study.html

​FABULOUS FIRST FRIDAYS @FIVE!: Looking to connect? Join my live FABULOUS FIRST FRIDAYS @FIVE open Zoom Meeting! My Monthly Open AMA Zoom Chat Session where we can connect and discuss questions regarding starting and running a business in Canada! (and all things related such as bookkeeping and software and apps!). It's a free group event where anyone can drop by to say hi and ask a question! Next one up to bat is October 3rd! Click ​here ​to register!

Be Intentional Today!
Get out there, and Be That Business That Thrives!
​
Naomi Wilkins
​I Love Making Bookkeeping Make Sense
​www.naomiwilkins.ca
​
Disclaimer: This Newsletter is intended to inform readers in general terms. It is not intended to provide any tax or business advice. Please consult your accountant if you have any questions about your unique situation. While I have tried to ensure the accuracy of the information in this newsletter, I accept no liability for errors or omissions.​